I work out of my basement and I have been cleaning up water from flooding.
Came home from work Tuesday went to let the dog out , she had her tail between her legs and was acting like she was in trouble .
We went in the house and I heard water running in the basement .
I went down stairs and there is water every place , it was even coming out of the ceiling .
The whole kart shop is drown . The tools and machinery along with the wood working equipment and the raw hardwoods are all wet.
The wood that the shop lights are screwed to got wet and expanded .
It popped the screw heads and the lights started coming down .
Upstairs the hardwood floors are soaked same with the carpet .
Took our phones out.
You see they are replacing the the road and all the underground utilities on our street .
They have our house water coming from a fire hydrant and there must have been crud in the lines .
The valve in the toilet is a pressure sensing style and guess where the crud went .
It stuck wide open and overcame the drain tube in the tank.
The water was coming over the top of the tank all day .
We have Servpro drying it out .
What a mess , it going to take forever to get the shop back to where it was .
I have motors to get done .
The wife has karts covers to get done .
We just do not have time for this.
It is amazing how fast things rust .
ARRG......
Its also amazing how slow return phone calls are from insurance companies .
Their adjuster came out , she did not even bring a camera .
They are a big insurance company , I checked with the BBB and they have an F rating
with 1 claim out of over 300 settled .
She told me she has 30 days to decide if it's their fault and that they do not have to
pay replacement cost just what they feel its worth .
She also said that I should claim it on our home owners and that it wont raise our rates .
That is wrong . I spoke to adjuster and if he comes out it will raise our rates .
why should I have to use my insurance to cover what they did to my house .
I am at witts end here and do not know what to do next.
The loss on this in just vintage kart parts is in the thousands of dollars
alone .
I feel like they have already told me to go f myself .
Any thoughts ?
Brian
Came home from work Tuesday went to let the dog out , she had her tail between her legs and was acting like she was in trouble .
We went in the house and I heard water running in the basement .
I went down stairs and there is water every place , it was even coming out of the ceiling .
The whole kart shop is drown . The tools and machinery along with the wood working equipment and the raw hardwoods are all wet.
The wood that the shop lights are screwed to got wet and expanded .
It popped the screw heads and the lights started coming down .
Upstairs the hardwood floors are soaked same with the carpet .
Took our phones out.
You see they are replacing the the road and all the underground utilities on our street .
They have our house water coming from a fire hydrant and there must have been crud in the lines .
The valve in the toilet is a pressure sensing style and guess where the crud went .
It stuck wide open and overcame the drain tube in the tank.
The water was coming over the top of the tank all day .
We have Servpro drying it out .
What a mess , it going to take forever to get the shop back to where it was .
I have motors to get done .
The wife has karts covers to get done .
We just do not have time for this.
It is amazing how fast things rust .
ARRG......
Its also amazing how slow return phone calls are from insurance companies .
Their adjuster came out , she did not even bring a camera .
They are a big insurance company , I checked with the BBB and they have an F rating
with 1 claim out of over 300 settled .
She told me she has 30 days to decide if it's their fault and that they do not have to
pay replacement cost just what they feel its worth .
She also said that I should claim it on our home owners and that it wont raise our rates .
That is wrong . I spoke to adjuster and if he comes out it will raise our rates .
why should I have to use my insurance to cover what they did to my house .
I am at witts end here and do not know what to do next.
The loss on this in just vintage kart parts is in the thousands of dollars
alone .
I feel like they have already told me to go f myself .
Any thoughts ?
Brian
