Not to side track, but my curiosity is really intrigued. Could someone pm me on how a tool company can repo a tool box or tools? I'm really curious and a bit befuddled about how that's even legally possible.
so now have him sell a stolen ( unpaid for ) box...great advise....![]()



...box was only $2295 before financing, I paid him $1000 so far, the rest I counted off as the rent he owed me for a few months.
Ok, well the thing is, this box was financed thru snap on credit, which was the only way to buy it thru the school.. so does the dealer I work with at my dealership still have the authority to later take payments for it..? I would prefer to just pay him off for the balance rather then have it repo-ed and possibly lose my tools. Just how would he know how much the balance on the box itself is? if my roomies account has a balance of $6500 and the box was only $2295 before financing, I paid him $1000 so far, the rest I counted off as the rent he owed me for a few months. If I could work out a deal with the SO guy I work with, I'd be happy too.. but I don't wanna burn myself too early if he wouldnt be able to do anything for me. I sure as hell don't need any criminal charges for stolen property. I'll cut my losses asap if need be, but I just want an easier way out & to have a damn toolbox. It's a classic 78 and for christ sakes it's already packed beyond all hell. I have no more space... A HF box will not fit all my tools.
Right now you have more issues them what box you're going to have or where to put your tools. This isn't a simple fix. Call snap on, first thing whenever you wake up. Then comply with anything they ask of the box. But also ask the Balance and if it's the tight number, ask if you can pay it off. Almost 100% chance they Will let you if that's the choice you make. Absolutely on doesn't need or want the box. They're in it to make money. Point blankOk, well the thing is, this box was financed thru snap on credit, which was the only way to buy it thru the school.. so does the dealer I work with at my dealership still have the authority to later take payments for it..? I would prefer to just pay him off for the balance rather then have it repo-ed and possibly lose my tools. Just how would he know how much the balance on the box itself is? if my roomies account has a balance of $6500 and the box was only $2295 before financing, I paid him $1000 so far, the rest I counted off as the rent he owed me for a few months. If I could work out a deal with the SO guy I work with, I'd be happy too.. but I don't wanna burn myself too early if he wouldnt be able to do anything for me. I sure as hell don't need any criminal charges for stolen property. I'll cut my losses asap if need be, but I just want an easier way out & to have a damn toolbox. It's a classic 78 and for christ sakes it's already packed beyond all hell. I have no more space... A HF box will not fit all my tools.
If your roomie's balance was $6,500, then if you return the box to Snap-on, it will not satisfy the loan, and will not get you anything on trade in. You are out the $1,000 and the rent money. There's really not much choice but to hand in the box and leave Snap-on to chase your roomie.
Assuming you have the cash to buy a another box, buy a nice used toolbox, and be done. If you don't have the cash, ask your Snap-on dealer to help you find a nice used box, that he can finance for you. Since you've done him a huge favor by helping him to repossess your roomie's box, there's a very good chance he will let you hang on to your roomie's box until he finds you a bigger used box to upgrade into.
At your age, you've got to resist the temptation to get too much into debt to the tool truck...try to keep that to the absolute minimum. Do not be tempted into selling your soul to get that massive Epiq.
If this box in your posession or any tools are on a Snap-On credit account under someone else's name they won't disclose any details or discuss it with you. It's a contract between Snap-On Credit and the person who opened the line of credit. Think about it, would you want just anybody to be able to call your bank and discuss details of a loan you have?
Jeeee-zus, I'd give you 6 months before you end up in your roomie's shoes, but with a bigger balance. You can find them in great shape for half MSRP or less. If you can't get a secured bank note on it, you probably don't need to be buying it. Just a few words from a guy with a decent set of tools in a box that holds them, who currently owes roughly $30 collectively to 2 tool guys.Drop it down a disused mineshaft... with your roomie crammed inside it.
i like it. direct and simpleDrop it down a disused mineshaft... with your roomie crammed inside it.
Your only "better man" solution is to turn toolbox back into SnapOn. Any written documentation that you paid the $1K on the Snappy toolbox?? Get that cancelled check copy from the bank.
Also document all the amounts owed to you by deadbeat roommate. Rent agreement in writing?? Any emails. texts, or voicemails to document the agreement and what he owes you??
Gotta shutoff spigot of pouring money into roommate. Take your lumps.
Roommate needs to provide you written release to Snappy that he is giving up collateral . . . only then would Snappy "sell you" the box at some reduced amount (if at all).
Check out your small claims limit in your state (often just $5K . . . or some $3K) as this thug roommate maybe milking you beyond what even court can get back with a judgment. Time to clean house. Good luck.
I was wondering when someone was going to say it. TAKE THE ROOMMATE TO COURT. Talk to him, and tell him that you want your money back AND the rent money as well (put it in writing or in texts so you have evidence of doing so). DO NOT make it like blackmail, but make sure he knows that you WILL be forced to take him to court if he refuses to pay.
When you go to court, bring:
• The Snap-On rep (or a written statement from him) as a witness, to vouch that the box was not paid for at the time the roommate sold it to you, and was thus sold to you as stolen property.
• Bring the cancelled check, or bank statement showing you took $XXXX out of the bank account to pay him for the box.
• Bring the rental agreement and how many months late he is on rent, and don't laugh too loud when he can't produce the cancelled checks where he 'paid' you.
• Bring the emails and/or screenshots of your texts asking him to pay you back for selling you something he didn't own.
• Do claim 'lost wages' if you want, but know that you will not get this piece of your claim.
• Do put on a button-up and slacks, but don't wear a 3-piece suit.
You will win your suit if you have all of these things. You are going to be out the $1000 + the box at the current rate, so you better get ready to take this turd to court now rather than scrambling about it later.
Sometimes you just have to ford the river while the bridge burns.
Then the court decides the guy is guilty...then what...he probably has NO money...the court doesnt collect money...then you have to PAY and hire a lawyer and try to collect...again IF he has no money you are up the **** creek in a chicken wire boat with no paddle !
I agree with you... I've had a court side in my favor but received no payout from the defendant. I think that the OP is SOL either way though, so he might as well get a verdict in his favor to pressure the guy even more to pay him back. Plus, in the event that the Roomie files for bankruptcy (although unlikely), if you have a winning suit against him, then you become a general creditor... without the winning suit, he can file for bankruptcy and OP gets nothing. Small claims court should not require a lawyer, at least not for something as cut-and-dry as the OP claims. I agree with you... I've had a court side in my favor but received no payout from the defendant. I think that the OP is SOL either way though, so he might as well get a verdict in his favor to pressure the guy even more to pay him back. Plus, in the event that the Roomie files for bankruptcy (although unlikely), if you have a winning suit against him, then you become a general creditor... without the winning suit, he can file for bankruptcy and OP gets nothing. Small claims court should not require a lawyer, at least not for something as cut-and-dry as the OP claims.
OP can cover himself to some extent, however, to the OP:
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So I browse Craigslist for toolboxes all the time and see lots of Snap-on boxes. I just bought an older KR537A in December and just resold it because I really didn't have room for it.
After watching this thread for a couple days I wonder how a guy like me could ever know if the boxes for sale have money owed on them? And I guess that goes to just the whole idea of stolen. I see a lot of guys telling the OP to give back the box and look for a good used one for sale, that doesn't guarantee that the next box doesn't have money owed on it also. What are the recommendations for buyers, ask for bill of sale? Check Photo ID?
I am serious guys, what would you recommend for guys buying used boxes? I know its not going to protect you from losing the box / tools if something fishy turns up. But how can you protect yourself such that you can try to go after the seller if you do lose your box. As far as stolen goes, I really wish there was some sort of database of numbers that you could look at. Guess I would be pissed if I lost any of the used boxes I currently have, but I didn't spend too much on them.
So I browse Craigslist for toolboxes all the time and see lots of Snap-on boxes. I just bought an older KR537A in December and just resold it because I really didn't have room for it.
After watching this thread for a couple days I wonder how a guy like me could ever know if the boxes for sale have money owed on them? And I guess that goes to just the whole idea of stolen. I see a lot of guys telling the OP to give back the box and look for a good used one for sale, that doesn't guarantee that the next box doesn't have money owed on it also. What are the recommendations for buyers, ask for bill of sale? Check Photo ID?
I am serious guys, what would you recommend for guys buying used boxes? I know its not going to protect you from losing the box / tools if something fishy turns up. But how can you protect yourself such that you can try to go after the seller if you do lose your box. As far as stolen goes, I really wish there was some sort of database of numbers that you could look at. Guess I would be pissed if I lost any of the used boxes I currently have, but I didn't spend too much on them.
You guys are all wrong. It's unsecured credit, they can't repo squat. If you bought the box from the truck it's a different deal. The cops will not get involved in your case ever. Let's say I bought a tool box at sears using a sears visa. Then I don't ever pay on it. They will NOT ever come after the product, they'll send it to collections and ruin your credit. Keep the box, it's no one's business where it came from (if it's not stolen, which it's not). Who is to say that whatever payments made on the overall account wouldn't have already paid for the box and the remaining balance is tools (which aren't serialized).
You guys are all wrong. It's unsecured credit, they can't repo squat. If you bought the box from the truck it's a different deal. The cops will not get involved in your case ever. Let's say I bought a tool box at sears using a sears visa. Then I don't ever pay on it. They will NOT ever come after the product, they'll send it to collections and ruin your credit. Keep the box, it's no one's business where it came from (if it's not stolen, which it's not). Who is to say that whatever payments made on the overall account wouldn't have already paid for the box and the remaining balance is tools (which aren't serialized).
I just stopped up to talk to Matco Mike..he has a 3 bay yellow repod box on his truck right now...they guy was more than 5 weeks behind in payment...he quit the job sold the box to his buddy....Matco Mike saw the box at the dealership,,,,showed the guy the contract...the guy had removed the label but what he didnt know is there is more than one place where the ser # is....
The guy was being a **** and didnt want to make any deal...it was his and he was keeping...
Enter the State Police...Matco Mike has the box on his truck tonight...
this isn't a criminal issue only civil. The box isn't stolen and can not be reported stolen unless the room mate does it. Snap on can not because they willing gave the box to the guy. They can put a lien on it and/or try and recover it. They will more than likely turn it over to collections. But, as far as stolen property goes, nope. Just because it might be considered unethical doesn't make it illegal. As far as criminal issues go the o.p. Has nothing to worry about. The poor kid probably thinks he's going to jail after reading some of the post here but, he has nothing to worry about.
Ok fellas. Y'all are some conspiracy loving people. The first post was about a tool set I had tecieved from snappy thru UTIs student voucher. Which entitles a student to $1000 worth of tools for free. (Paid by tuition fees that are hidden). And I had no previous knowledge of him owing on the box till after I purchased it. He had a job n paid his bills as far as I knew. But he bullshitted me the entire time. Now im screwed. I suppose the only thing I can do is take it up with him n try n get my money back far as what im reading here. Fml. He sold to me under student list price n I was green thinking its a good deal needing a box... but I suppose we have to learn from our mistakes. I am 20 & I work for a ford dealer btw. So y'all stop thinking im some crazy mofo. I make a crappy paycheck but it does cover my bills.
I think your best option in this mess is to just shut your mouth about the whole situation, and just keep using the box as it is. Otherwise you might lose the money and the box
