Our primary residence is plumbed like many where the front hose bib is direct city water pressure upstream of the PRV for the house. City pressure is about 80 psi and our PRV is set for 60 psi for the rest of the house.
Our cabin with well pump is 40 on, 60 off set points. Filtration system dropped about 5 psi with a few faucets running max during testing. Once it exceeds 20 psi drop, we replace filters.
Our coastal island house is on the municipal water system and it is 60 psi and none of the houses have PRVs. I was surprised when I could not find it and when I discussed it with a plumber, he told me that they don't use PRVs on the island (over 10,000 homes). But everything about the house down there is different from what I'm used to and I'm always learning about all the differences (hurricane windows and doors, flood zone rules for lower level, outside HVAC units on 6 foot platforms, etc...).