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Between 485 & 705 SQ/FT 3rd time's a charm with a 3 car workshop

Workspaces between 485 and 705 squarefeet.

MadeByMiller

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Rapid City, SD
This one's for @nicholam77 to let him know that even the Prusa fanperson(trying to be inclusive ya'll) club has issues at times....

20230202_074714.jpg

Bottom 2/3rd looks great...not exactly sure what happened but I suspect a crash knocked the pieces off the build plate. Reprinting 1 at a time with supports to see if can get a more successful version
This was clearly operator error...
 
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loganb

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Little progress on a stalled project trying to tie up some of these and free up space

The pull out aerosol holders

20230204_144531.jpg

20230204_144506.jpg

These first couple are a bit taller for taller cans, last couple are going to be a bit shorter based on standard spray can height. Slide in and out well but may reprint a set of mounts to spread the slides a bit more to try and reduce movement at full extension

20230204_144906.jpg
 

Bob Heine

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I love that idea but I have so many cans of spray paint. :lol: Completely fills one of those oversized milk crates.
Tom, be very careful how you store spray paint cans. Put them too close together and they multiply. There's another family in the shed out back. The cabinet carcass is 1x8 pine so it's only two layers of cans deep. The racks on the doors make it easy to find what I'm looking for because the second layer moves out of the way.
Spray Can Rack 6.jpg
 

wreckdiver1321

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Billings, MT
Tom, be very careful how you store spray paint cans. Put them too close together and they multiply. There's another family in the shed out back. The cabinet carcass is 1x8 pine so it's only two layers of cans deep. The racks on the doors make it easy to find what I'm looking for because the second layer moves out of the way.
Spray Can Rack 6.jpg
Bob, that's got to be my problem. I'm just sorta stacking them on each other. I'm doing half the work for them!
 
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loganb

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Robot slave overnight got a new set of slide holders with a dose of steroids(or maybe just too many calories) made...hope to get up over nap time

20230205_080021.jpg

And the "definitely not robot slaves but occasionally helpful" kids did a very good job of pushing the cart

20230205_101614.jpg
 
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loganb

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Hey look another half started project....

20230205_133704.jpg


Using the big rail for 1st time

20230205_135003.jpg

And 2 of 6 pieces up
20230205_145743.jpg

The stiffner brace is over the top of that lower panel, have the piece for the top left cut, didn't get the sheet for the right side ripped down before nap ended so that will wait

If I like it enough I'll skin the other door as well. Attached with self tapping screws
 

Boostingaz

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Indiana
That's a pretty good idea! How do cross stuff of my list when the doors open though 🤔 hold the youngest up in the air or marker taped to a broom ? My doors are almost never closed.
 

Boostingaz

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Indiana
Hey look another half started project....

20230205_133704.jpg


Using the big rail for 1st time

20230205_135003.jpg

And 2 of 6 pieces up
20230205_145743.jpg

The stiffner brace is over the top of that lower panel, have the piece for the top left cut, didn't get the sheet for the right side ripped down before nap ended so that will wait

If I like it enough I'll skin the other door as well. Attached with self tapping screws

Doors are rarely open here so don't have that problem! Lol

When weather is really nice will open them...but this is the midwest where mother nature likes us to experience multiple seasons per day, so the mini-split allows me to be comfortable but anti-social with the neighbors

Yea if we were still in Indy between the bugs and the unpredictable weather I would be different.


I set the expectation early on with the few neighbors we have that I am anti-social, unless you come with gifts of beer, I can make time lol
 

slik560

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Oct 5, 2009
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Kansas, USA
The way things are going, I'm planning on installing a wide angle peep hole viewer in the garage door. You almost never see them. There have been a lot of times I want to see what's going on out front without opening the door. The doorbell cam on the phone app just dosen't cut it.
 

nicholam77

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Dec 18, 2016
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Minneapolis, MN
Love the whiteboard idea! I've been wanting to do that, too. I was going to redo some cabinets above my workbench and do a whiteboard door on a few, but I'd never even considered something like the garage door! I almost always have mine closed while working just to cut down on noise pollution for the neighbors. Intriguing...
 
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loganb

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So much help, it takes twice as long!

Martin

It's like you've experienced it as well sir! LOL

With this week's warm up you're probably a sloppy muddy mess out there as that snow melts off?


I found a good one on Craigslist for $150 or so.

This is one of my standing searches as well! They seem to come in 2 flavors right now...very large and not conducive to the footprint I have available or so rusty I'm not sure how they're standing. Search continues as the attached garage and qty of flammable can's does make me think a bit so I try not to let the family get as large as @Bob Heine or @wreckdiver1321 collection

I set the expectation early on with the few neighbors we have that I am anti-social, unless you come with gifts of beer, I can make time lol

I generally get enough socializing in via work(even when WFH) to satisfy my needs, but we got really fortunate with the neighborhood we're in and especially our block or two and have a good crowd so if they're socializing and I'm not in a rush for something I'll take a break and visit(or quit entirely). I do try and keep the doors closed when the router is running as that sound carries for sure and I don't need the 3 block radius to know I'm doing something...1 block is sufficient


The way things are going, I'm planning on installing a wide angle peep hole viewer in the garage door. You almost never see them. There have been a lot of times I want to see what's going on out front without opening the door. The doorbell cam on the phone app just dosen't cut it.

Hadn't considered this and really like the idea! Getting some of the outdoor cameras up so I can see what's happening is on the to do list for spring...but this may happen even sooner. Thanks for sharing sir!

Love the whiteboard idea! I've been wanting to do that, too. I was going to redo some cabinets above my workbench and do a whiteboard door on a few, but I'd never even considered something like the garage door! I almost always have mine closed while working just to cut down on noise pollution for the neighbors. Intriguing...

Will quickly admit I saw the idea somewhere at somepoint. I did actually try and write directly on the inside of the door and it kinda worked....however the metal interior had just enough of the textured/pebbly surface that it was a pain to erase and was probably going to take a scrub brush to erase and that didn't sound like a lot of fun so melamine it was! I wouldn't mind having something easier to write on down low so the kids could color...however not a ton of space for that right now and they have chalk and the entire floor....so they can keep using that :)
 
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loganb

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2 more pull out racks mounted

20230211_145753.jpg

Ended up printing a chamfer version and a round over version of the push stick. Due to how 3D printing works, chamfers have a significant benefit over roundovers...but I personally seem to like roundovers better so wanted to give each a try and see what I thought

20230211_151650.jpg

I used Prusament Pineapple Gold filament...hopefully it's bright enough to not lose them

20230211_210748.jpg

Cutting the bottom notch on the bandsaw


20230211_211102.jpg

Imagine pictures of screwing them together here with (2) 3/4" lath screws



20230211_212801.jpg

And done....

Well kinda...I screwed up 1 of the wood pieces so need to remake one of the chamfer blocks. But those gives me 5 pushsticks in a garage....hopefully I can always find at least 1. Now to make some permanent homes for them at the machines
 
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loganb

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I hope how my day started isn't an omen for how the Chiefs are gonna play tonight.....will spare the details but it involves an almost 2 year old and a stomach bug...yay!

Good news...means more of this hopefully tasty hunk of beef for me:

brisket.jpg

That was after about 9 hours on the smoker at 225, got wrapped up and back on for another 3.5 and is now sitting in a cooler till closer to game time

Go Chiefs!
 

racer-john

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Newmarket, ON Canada
I hope how my day started isn't an omen for how the Chiefs are gonna play tonight.....will spare the details but it involves an almost 2 year old and a stomach bug...yay!

Good news...means more of this hopefully tasty hunk of beef for me:

brisket.jpg

That was after about 9 hours on the smoker at 225, got wrapped up and back on for another 3.5 and is now sitting in a cooler till closer to game time

Go Chiefs!
They DID!!!
 
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loganb

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So let's see...what's happened

This came off the smoker

20230212_171341.jpg

20230212_171442.jpg

Was good, but bit drier then some I've done. Not sure what caused it...guess I have to try some more....damn....

Slightly drier than I would've liked was made up by this:

ap_20034161495055_custom-69919615ed80c1a69988b0d2153f990a40493f5d.jpg

Growing up listening to the Chiefs and Royals in the tractor or shop radio be somewhere between doormat and mediocre it's been great to see them both build up and win...then the Chiefs win again!

And no, I didn't like that holding call at the end of the game...it looked like a hold....but didn't like that game ending like that.

Speaking of dam's....got a chuckle from the wife on her valentine card

Screenshot_20230214_112411_Signal.jpg


She did get more than just a virtual card....

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New fire pit for the front yard/driveway when we feel like being open for socialization. Happened to be 50% off at big orange box the other day...hadn't really been thinking about it now but Valentines was a good enough made up holiday for a made up excuse :)


About that time also got the new apron, thanks to all for input. Went with at @slodat recommendation of Hudson Durable Goods. Went with their woodworking one which puts flaps over the pockets to cut down on sawdust, very pleased so far


Much heavier then I was imagining, seams are nice, pocket layout is nice...haven't used much yet but liking it so far

20230216_205949.jpg


Good fortune with winter storms ran out....about 8" or so but fell pretty nice and not a ton of drifting so looking forward to playing in it with the kids this weekend


20230216_062314.jpg


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And trying to get the Emmert mounted....drilled bigger pilots...still twisted a couple screws off....but I got 2 in and called it a night...after this I'm ordering some real #14's from McMaster

20230216_205838.jpg


I live in the greater Kansas City area and it was like the 4th of July last night when the game ended. :)

I was in Chicago when the Cubbies broke the streak...that was super fun even for a Royals fan so I have an idea how the night went in your area! I turned on my LED house lights to red and yellow for a couple nights lol

I've been out for a couple of days, trying to catch up, I like that push stick idea.

Thanks! It feels a bit like the German approach of a $1000 solution to a $2 problem....but so far I like them
 

slodat

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I don't recall the woodworker apron as an option when I bought mine a couple years ago. I'm really happy with mine. I hope you enjoy it! It has become part of my shop wardrobe. It's really handy having a few essentials at your fingertips, and not getting chips in my pants pockets is a bonus!
 

madison069

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Monroeville, PA
Being a Texas Tech Graduate, it was fun to see Patrick Mahome win the super bowl again.

I'll say, i was disappointed that Hurt lost but someone had to lose.

These days I don't really have a NFL team I cheer for, but I do like watching certain players from college days playing in the NFL.
 

Denwood

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I have one of those Solo stoves as well. They are great for back yard fires where pretty much zero smoke is a good thing. The other side of that coin, is that the insulated sides (double walled for the secondary combustion air) also shields radiant heat which is something you'll notice right away vs an open fire. Someone needs to take that fire pit and install Pyroceram windows in the sides so you can still have secondary air, but also some radiant heat too.
 

nicholam77

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I have a Solo stove as well. The mid-size Bonfire I think. We traded out a propane "fire pit" for it and it has its plusses and minuses. Firstly, 50% is a great deal, but I would never buy one full price, as they are one of those products that are perpetually on sale. Doesn't mean they are bad, it's just a personal pet peeve of mine as far as marketing tactics and I think it devalues the brand and makes me think their pricing is BS, probably because it is. But that aside, the smokeless feature works well. Super easy to light and get a fire going. I agree with @Denwood about radiant heat, but especially on first light when the flames are big I was surprised how much heat it gives off. IMO the biggest downside to the double walls and secondary combustion is it's a really efficient, fast burn. The flames die off quickly and logs are reduced to embers quickly. If you want the 'ambience' of an open flame, you're going to be feeding that thing logs like crazy. Also the barrel design kind of blocks the view of the flames if you're sitting.

That said, they are portable, you can set it on the driveway and move it around, it's attractive, it has lots of nice accessories available, and the smokeless feature really does work which was a key factor in my small backyard at least. I think you'll like it for its intended purpose.

Your snowblower has to earn its keep every once in awhile!
 
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loganb

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I hope you enjoy it! It has become part of my shop wardrobe. It's really handy having a few essentials at your fingertips, and not getting chips in my pants pockets is a bonus!

Thanks! Still working out what the essentials are and where it goes...so far only item with firm location is the Pica pencil...tape measure, small square, couple other things I think I want in it are still working out a home

Being a Texas Tech Graduate, it was fun to see Patrick Mahome win the super bowl again.

I'll say, i was disappointed that Hurt lost but someone had to lose.

Definitely a great QB game and looking forward to seeing those 2, Josh Allen with Buffalo, Burrow in Cinci etc make highlights for years to come

I have one of those Solo stoves as well. They are great for back yard fires where pretty much zero smoke is a good thing. The other side of that coin, is that the insulated sides (double walled for the secondary combustion air) also shields radiant heat which is something you'll notice right away vs an open fire. Someone needs to take that fire pit and install Pyroceram windows in the sides so you can still have secondary air, but also some radiant heat too.

The Pyroceram was an interesting rabbit hole to learn about...thanks! Kinda pricey stuff too. The smokeless is definitely a benefit...hadn't thought as much about the lack of radiant heat.....that may cause some additional effort....looking forward to trying it soon and seeing what we think.

I have a Solo stove as well. The mid-size Bonfire I think. We traded out a propane "fire pit" for it and it has its plusses and minuses. Firstly, 50% is a great deal, but I would never buy one full price, as they are one of those products that are perpetually on sale. Doesn't mean they are bad, it's just a personal pet peeve of mine as far as marketing tactics and I think it devalues the brand and makes me think their pricing is BS, probably because it is. But that aside, the smokeless feature works well. Super easy to light and get a fire going. I agree with @Denwood about radiant heat, but especially on first light when the flames are big I was surprised how much heat it gives off. IMO the biggest downside to the double walls and secondary combustion is it's a really efficient, fast burn. The flames die off quickly and logs are reduced to embers quickly. If you want the 'ambience' of an open flame, you're going to be feeding that thing logs like crazy. Also the barrel design kind of blocks the view of the flames if you're sitting.

That said, they are portable, you can set it on the driveway and move it around, it's attractive, it has lots of nice accessories available, and the smokeless feature really does work which was a key factor in my small backyard at least. I think you'll like it for its intended purpose.

Your snowblower has to earn its keep every once in awhile!

So if it chews thru wood that fast maybe my scrap lumber pile won't last as long as I thought it might! The easy to move around and smaller making storage easier was a big part of the decision as it'll likely live in the garage when not in use. If it doesn't toss as much heat we may end up with a few driveway blankets also finding residence in the garage to help keep laps warm!

And yeah....the snowblower does need to earn it's keep. By the way...thanks for pulling this upcoming storm north and out of our path and keeping more for yourself!

Minor tangent/soapbox before returning to loosely garage related programming....

For those of you with kids who are still being financially supported by you and/or your husband/wife/partner/spouse etc, please do the at times difficult, challenging and uncomfortable exercise of figuring out how you can continue to provide and set them up for their best possible success if you and/or the other primary support person dies....especially if both of you are gone. Then when you figure out a plan that is right for your situation, go and do it. Figure out how to financially support them if possible, I know not everyone may be able to do that and there are lots of different ways you could do this....but term life insurance is pretty cheap. Think about the worst case and who would you want to raise the kids if this happened...again every situation is different....but think about that, then ask those people about it, are they comfortable with it, if things happen how would they handle things financially etc. Then get with a family lawyer and get an estate plan drafted up, so your wishes, intents, desires etc are known, legally documented and available to multiple people in case of need.

Now, is it a conversation people want to have....hell no which is why it gets pushed back so often. I've been badgering my brother on it for his family for a year to finish the damn paperwork so the lawyer can draft the documents....and our own estate plan should be updated to reflect 2 kids so I'm definitely not perfect here. But the reality is...we all have an expiration date and not many of us know how close we are to it. Do not sit around and wait trying to make a "perfect" plan....make a good enough or a good first step and get moving to help protect your loved ones so that if the unexpected happens, those left behind will hopefully have 1 less worry on their mind

My wife and I updated the financial side of our plans when our son was born based around the concept that if something happened to either of us, we wanted the other to have the flexibility to not have to work for awhile and be covered....so there are 20 year term policies with sufficient value to allow living on interest and a bit of principal draw down for several years if we needed to and still retain substantial value to have set aside for down the road. If both of us meet an untimely demise in short order, we wanted the family member who will have their life turned upside down by this to be able to be financially retired if they desired, so again term life policies cost effectively provide that security and peace of mind to us. Every situation is different and what we thought was right for us may not be right for you, and may not be right for us down the road, but it's right for us right now and if our needs change down the road, we can adjust. We're fortunate we're in a position where we can afford this(it's the cheapest insurance policies we have I think), but please if you have kids or are thinking about kids...start the discussions, get something going and make plans for the "what if's" because they happen

This soapbox lecture brought to you by the hard realities of life leaving 2 of my nieces, along with 2 other kids from a different relationship without a father after running out of ammo in the fight against cancer. These 2 nieces are the ones who lost their mother 8 months ago to a drunk driver, at least everyone got to say their good byes this time around.

Alright, enough sappy, not garage related content....people come here for garage-ish things and to avoid "life"...stop encroaching Logan!


Some rearrangment in the garage...working to either remove 1 large, immobile flat surface and make it mobile...or gone entirely:

2.20.23 1.JPG


Chop saw previously spanned the semi-matching wood cabinets with a shelf between them, but I just don't cut that much big long stuff to dedicate that much space to a chop saw station right now. So going to make the miter saw station mobile....first attempt will be with the one where it's sitting now, incorporating shop vac into the base, some improved dust collection(thanks 3d printer) and some flip up wings...and of course wheels for mobility. I think the hardware cabinet with the Festool MFT on top may find a new, less mobile home....just have to figure out where that new home is. Short term I think the dust collector is going to stay in that corner, long term I want it mounted in that corner up on the wall, but for now I think functioning is a sufficient improvement....just working out how to make that most adaptable down the road.

While doing some rearranging, I did some demo, salvaged a piece of 3/4" melamine...and quickly rabbit holed into a shelf with too much effort

Found out my 18 ga nailer had jammed, so had to disassemble the nose to get that shiny nail remnant out so the hammer could work again
2.20.23 2.JPG

Looks like this after I nailed on hardwood edgebanding I jointed then cut down on the bandsaw....I tried to respect that it's just a shelf and melamine by not mitering the corners....

2.20.23 3.JPG

Intended to hold the tracksaw and jigsaw in slightly easier to access locations...knocked off the edgeband tails with the bandsaw, then quick sanding with the random orbital to smooth it out and take down the sharp corners

2.20.23 4.JPG

Tonight's contribution was a quick couple of 1/2" square-ish pieces milled down to serve as rails to help keep them in their place and not falling off the edge from an overly exuberant swing of a piece of lumber

2.20.23 5.JPG

Finish is just Danish Oil, wiped on. Couple of quick nails and this shelf should be done....then onto the next 2 I think I'll make with some of the remaining melamine...again with sapele edgebands....but it'll be an upgrade over non-edgebanded MDF!
 

nicholam77

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Minneapolis, MN
And yeah....the snowblower does need to earn it's keep. By the way...thanks for pulling this upcoming storm north and out of our path and keeping more for yourself!

Oh ya sure you betcha! If the models are to be believed it's going to be a proper dumping. Will find out soon.

Good reminder on the estate planning, we just got that in place a few weeks ago. Like you said, I think the most important part is making sure the kids are set up if you have kids. That is incredibly sad about your nieces' parents, literally worst case scenario and I can't even imagine what you and they are going through.

In my small space, I came to the same conclusion about a miter station. Outside of house trim I just rarely cut angles. Maybe it's just the stuff I build. Miter stations look cool and can provide storage but if you're hurting for space they also take up a ton of room for functionality that can likely be duplicated on your table saw / band saw / track saw, so I think that's a good call.

I like the track saw shelf!

Good for you for getting out there and making small improvements all the time, I know how challenging that can be with young kids. It's looking good!

P.S. Plane till's looking a bit sparse :ROFLMAO:
 

legenddc

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My condolences to your 2 nieces. They’ve had an awful few months and I hope they’re doing as okay as can be. Thanks for another reminder that we have a bunch of adulting things we need to take care of, and quickly. The oldest is turning 8 soon and we’ve been saying for 8 years we need to get a will. Finally got some term life insurance but it’s through our jobs and it was pointed out recently we should have it separate in case we lose a job and get sick at the same time.

Nice work with the shop improvements! My shop isn’t big enough to keep the miter saw out, especially since it’s a slider with the bars sticking out the back. I’ve been using the cordless jigsaw to break down long materials into manageable pieces. I’m not making 8’ projects so I don’t need to run 8’ boards through the jointer/planer/tablesaw often. With a tracksaw available it’s simple enough to use that to cut down larger panels.
 

gearhead1960

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@loganb Last thing to consider also as you get older is to put your estate into a Trust. My mom recently passed at the ripe old age of 96. Her estate is in a Trust. Has been for years. No probate! Still a lot of work but no court and no arguing about assets as I am the trustee and have all the power to decide who gets what if there is a disagreement. None so far….
 
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loganb

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Oh ya sure you betcha! If the models are to be believed it's going to be a proper dumping. Will find out soon.

Little slick with ice and tomorrow's balmy high of 10 degrees....what's your snow total up to so far?

Good reminder on the estate planning, we just got that in place a few weeks ago. Like you said, I think the most important part is making sure the kids are set up if you have kids. That is incredibly sad about your nieces' parents, literally worst case scenario and I can't even imagine what you and they are going through.

Nicely done on getting it setup....for us, especially with all that's happened in the family it's been really nice to be able to not worry as much about that. Now to just get it updated for the son and no longer living in IL

In my small space, I came to the same conclusion about a miter station. Outside of house trim I just rarely cut angles. Maybe it's just the stuff I build. Miter stations look cool and can provide storage but if you're hurting for space they also take up a ton of room for functionality that can likely be duplicated on your table saw / band saw / track saw, so I think that's a good call.

Yeah...definitely liking the modest improvement so far and where it's headed...now to just get it on wheels, wings, flip stops...lol I got lured into all the miter saw station builds in my first house and it worked out ok there...but just too many tools I want in the space now and not as many cuts on big things so it was really just a breeding ground for the flat surface disease

Good for you for getting out there and making small improvements all the time, I know how challenging that can be with young kids. It's looking good!
Been trying to do 30-ish productive minutes a day...even if it's just cleaning and finding/making homes for things.....it's definitely been helpful. No surprise to you or the other's reading along that those minutes are most common during lunch hour or after they kids go to bed as it's tough to work it in when they're awake during the week with supper, dishes, baths etc

P.S. Plane till's looking a bit sparse :ROFLMAO:

Yeah....that's coming up soon-ish on the list to at least get them in there...then they need sharpened!

My condolences to your 2 nieces. They’ve had an awful few months and I hope they’re doing as okay as can be. Thanks for another reminder that we have a bunch of adulting things we need to take care of, and quickly. The oldest is turning 8 soon and we’ve been saying for 8 years we need to get a will. Finally got some term life insurance but it’s through our jobs and it was pointed out recently we should have it separate in case we lose a job and get sick at the same time.

Thanks, they're tough but I hope we can help aid in getting some professional help because I don't care how tough or resilient one is...this chain of events isn't something one processes effectively alone. Adulting isn't necessarily always fun...but that's why they call it adulting and not playing??? Lol

Here is how we thought thru it for reference...again not experts, not professionals...just what we did

When we moved to Chicago as newly married...no kids....on our 2nd house, we each got term policies thru Mass Mutual. It was pretty cheap, all it took for application was a home visit from a nurse to do the blood draws and official weight checks...pretty straight forward. At that point we had no estate plan, also the estate was pretty simple...again no kids, a house we rented from the bank but had equity in...some retirement/brokerage accounts etc. Goal was if one of us passed, the life insurance if needed could completely pay off the house and have some left for cushion as the survivor figured out "what's next"

My mother in law had a brain aneurism the year before our 4 yr old was born, and that experience highlighted first hand the benefit of power of attorney and planning so as we were pregnant we started working thru that with a local law firm we found where we lived. Highly sophisticated process of Google search "Family Law Practice" and then looked for one near me that had good reviews and was more than just a single partner and found one we liked. The package for our initial estate plan was right about $950 plus some title fees and that included wills, the various power of attorney, trust setup and transfer of our house into the trust and seems like something else in there but can't remember...the standard "estate plan package" so I'm told. Very straight forward process...basically they walk you thru it and send you home with paperwork to fill in the blanks, return with the blanks filled in....they type it all up and then you go, review and sign/notarize and voila! The more "complicated" the scenario is with multiple properties, different trusts, more complicated situations with children, heirs etc it can go up, but ours was their "basic" package as that sounds better than "uncomplicated" I guess

It took a bit more work after that to get it done as we did setup a trust at the same time, which required some work with the bank which was a giant hassle as we had to close and reopen new bank accounts under the trust name but the benefit as Marc points out is that if we would both pass, the assets aren't stuck in probate and the named trustee can do what they need to in very short order vs waiting for the wheels of probate court to turn. The marginal cost for the trust was very low, and after the bank account setups the only thing it's ever made more work for us was when we bought and sold houses this last time the signatures/closing paperwork was a bit different as we were signing as Trustees, but it was easy to do

When we were going thru the pregnancy for our 2nd we had talked about getting stuff updated, reviewing insurance coverage etc but didn't really put much urgency into it until he came early and had a NICU stay. That was fortunately a less stressful experience then many have in the NICU, but it helped kick us into gear to look at things closer and get it done. We ended up substantially increasing the value of our insurance coverage even though we had greater assets due to the desire to enable a surviving spouse to not have to go back to work for several years if one of us passed and making up most of that lost income via interest, not principal drawdown. We again went with term coverage, and an added long term disability policy. I also have additional term coverage thru work as part of their group plan as it's super cheap, but our primary coverage is separate that way change of jobs doesn't cause a gap in coverage. When we had our first we should've relooked at insurance coverage and added another policy then, we didn't, it worked out...but had something happened there we may have been less insured then we would've liked to have been.

Nice work with the shop improvements! My shop isn’t big enough to keep the miter saw out, especially since it’s a slider with the bars sticking out the back. I’ve been using the cordless jigsaw to break down long materials into manageable pieces. I’m not making 8’ projects so I don’t need to run 8’ boards through the jointer/planer/tablesaw often. With a tracksaw available it’s simple enough to use that to cut down larger panels.

Thanks! I used to have an older Delta slider with the rails out the back and after we ran one of the Bosch Glides at work in a production area where it was probably used 100 to 200 cuts a day and had 0 issues at a year I decided that was enough confidence for me in the new slider system! Only regret is actually on buying the 12", the 10" would've been plenty for me, oh well.

And a cordless "stock cutdown tool" has been something I've been thinking of. The only actually cordless saw I have is my Makita chainsaw....and although I have cut framing lumber with it....not the ideal tool for most of those operations The cordreels in the ceiling making the tailed tools easier to power....but have been debating at least getting a cordless circular saw as my standard corded circular saw(not tracksaw) is a silly Black & Decker that just won't die. What cordless jigsaw are you using?

@loganb Last thing to consider also as you get older is to put your estate into a Trust. My mom recently passed at the ripe old age of 96. Her estate is in a Trust. Has been for years. No probate! Still a lot of work but no court and no arguing about assets as I am the trustee and have all the power to decide who gets what if there is a disagreement. None so far….

Very sorry to hear of your loss sir. At 96 I hope she had a very full and fulfilling life. We are also believers in the trust route and did that for ours so the house, bank accounts, life insurance beneficiaries are all in the trust. In our current situation it only really matters if we both pass, but if we do as you said no probate and the successor trustee gets full control without the time and expense of probate.
 
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madison069

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Depending on what you have, sometime just a simple Transfer on Death is all most family needs if they own a home but are living on nothing but medicare and social security. The less someone owns, the less there is to deal with when they pass.

My in laws have a trust currently, and their house was already put in my wife's name. I'm currently asking my wife to get on the board with me on updating everything as I just recently dealt with my parent's death and they had nothing setup.
 

legenddc

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Adulting isn't necessarily always fun...but that's why they call it adulting and not playing??? Lol
Thank you for the guidance and encouragement. It's difficult to figure out what to do and what amount of coverage is needed so getting professional help sounds like a good idea. I might just take a day off here soon and start on everything. I've gotten fairly lax lately around finances. Now is the time to dig in and take care of it all before the kids get too old and/or our parents start requiring more help.
And a cordless "stock cutdown tool" has been something I've been thinking of.
I tend to stick with corded tools as well because of the longer lifespan. When I sold my grandfather's old truck a couple of years ago I was also in the market for a new cordless drill and ended up with a Dewalt 20v drill, impact and jigsaw for a good price. I bring the jigsaw with me anytime I buy lumber since I'm limited to about 8'2" in my wife's SUV.

I was shocked at how much quicker and better the jigsaw is compared to my corded Craftsman one. So much so I actually gave it to a neighbor. I'll typically use a speed square to get the cuts a big straighter and can break down 8/4 material without a problem.
 
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loganb

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Thank you for the guidance and encouragement. It's difficult to figure out what to do and what amount of coverage is needed so getting professional help sounds like a good idea. I might just take a day off here soon and start on everything. I've gotten fairly lax lately around finances. Now is the time to dig in and take care of it all before the kids get too old and/or our parents start requiring more help.

Forgot to mention, but one thing our advisor said that made sense as we were thinking thru how much coverage was right or should have was he liked to "start" things at having total coverage that to generate sufficient financial returns via investing/interest/dividends etc to make up the bulk or all of the lost income from the deceased. Risk tolerance and other things changes what you figure for that return rate...4%...6, 10 etc....I think we used 7 or 8. He liked to use that as a starting point for coverage, see how the price comes out and fits in the budget and then can make adjustments as necessary based on budget, goals, etc.
 

Sifan

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Best life insurance is usually a combination of term:
term to pay off house, term to get kids through college, term to supplement lost income until social security kicks in ect

permanent/whole life insurance for whole lifetime problems:
burial cost, lost spousal income, ect

Most term policies expire at age 70. You don't want to start buying permanent/whole life insurance at age 70. Ask your agent to quote $100,000 policy at age 70 and you'll understand.
 
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loganb

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Best life insurance is usually a combination of term:
term to pay off house, term to get kids through college, term to supplement lost income until social security kicks in ect

permanent/whole life insurance for whole lifetime problems:
burial cost, lost spousal income, ect

Thanks for joining in and sharing! We looked at some split options of 75% term, balance on whole etc. Ended up doing it all on term at this point but was definitely something we looked at and other should consider as well.

Most term policies expire at age 70. You don't want to start buying permanent/whole life insurance at age 70. Ask your agent to quote $100,000 policy at age 70 and you'll understand.

And it's hard to overstate how much cheaper it is if you're in reasonable health! With the cancer stuff going on with father in law we saw the premium for his whole life policy....it's crazy expensive for relatively little coverage...but getting it at 55 years old after smoking 3 packs a day for 30 years....yeah that'll do it!
 

Bob Heine

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I don't like paying for anyhting in installments, including credit card balances, car loans, mortgages and especially life insurance. When I was offered a buyout after 30 years at IBM that included a year's salary, full pension and medical insurance bridge from age 50 to 65, I took a75% pension payment with 25% pension to my surviving spouse. To make up some of the difference, I bought a pre-paid whole life policy with half that surprise year's salary. Policy dividends pay the annual premium and the policy's cash value increases each year until I turn 90. At that point the cash value is expected to exceed the policy coverage. Were my wife to pass first, there is no need for the whole life policy so I would cash it in for more than four times my initial lump sum payment. Just a thought in the event one isn't sure what to do with a windfall or inheritance. Of course, if you're OK with installments, carry on.
 
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