The OP never mentioned a desire for a bush hog or the need to mow pastures. If mowing acres of pasture/fields was the need, I’d certainly agree with you. I use to bush hog with a 1st gen Ford 2000 (gas), without an overrunning clutch on the PTO- it took some operator skill.
I went 10 years on our 10 acre property making do with what used tractors we could afford. No one in my or my wife’s family had ever purchased a new tractor. I started with a Deere 112 garden tractor (10hp Tecumseh) with a mower deck, front snow blade and front snowblower, because the primary needs were mowing and snow removal. A used rototiller gave me the ability to prepare our garden plots. Next I added a Ford 9N, which took over snow plowing duties, powered a cordwood saw and three point hitch concrete mixer, and dragged logs out of our woods.
In 1991 I purchased my Deere 755 (20 hp diesel, 16 @PTO) with FEL and 60” belly mower, which has seen use over the past few days setting 400 pound paver steps on Mrs. YankeeFarmer’s latest landscaping project. I have never wished for more horsepower. I run a 4 foot rototiller for garden plots and converting former woods areas to cultivated areas. The FEL has lifted everything in its capability, and wisely refused to lift items outside its capability. And I am smart enough to move very slowly when the loader is at or near max capacity to avoid over stressing other components. In 34 years, I haven’t broken anything on the machine, although I do need to replace the tachometer cable and light switch. Below is a picture of the driveway I excavated with it when we built our addition. Most of the stones in the wall came from excavating the hill.
My 2 cents worth for the OP: My tractor with the 60” belly mower was my mower for about 28 years. It was a PIA to install/ remove the mower deck, so that stayed on from April to November, when it was removed for added ground clearance in snow removal and woods work. The rest of the year I had to be especially conscious of the low ground clearance. To make matters worse, I had to run my rear tires in the narrow position to clear the mower deck. With the mower deck removed, I reverse the rear wheels and the wider track provides much more confidence and stability on our hilly, uneven terrain. I know more modern tractors have easy on/off mower decks, so consider how that will impact your intended uses. (These modern tractors don’t feel near as stable as my old 9N did.) Finally, one of the most useful attachments I have added was a set of pallet forks that replace the front bucket for moving rocks, logs, and, occasionally, pallets.