Not much to add to the maxjax anchor debate, I have a scissor lift and haven't touched the anchors since the day they were installed, but they basically do nothing on my lift.
In general bolts are torqued to higher degree than snug for a couple of reason, both of these very applicable in automobiles. 1) Being that you actually want clamping of 2 surfaces instead of shear in the bolts, e.g. a wheel to a hub. You eliminate the motion between the parts and provide the required connection strength, as opposed to just the latter. This has numerous advantages in many applications, like eliminating acceleration between the 2 parts which can drastically increase loading on the fasteners. If you've ever had a loose lug nuts you know things go crazy in a hurry. 2) In dynamic loading, by preloading the fastener you can reduce fatigue effects in the bolt. A bolt torqued to 2000lb preload can have a cyclical load of 0-2000 lbs applied repeatedly and the bolt will not experience fatigue because it always has the 2000lb applied.